Anytime documentation such as PUC, license or insurance. If you are unable to submit the required papers, you will be in trouble. Therefore, it is recommended to take out car insurance before driving.
Vehicle loss and damage: Everyone is aware that individuals lack any driving skills and almost every day there are vehicle collisions that lead to damages.
The main benefit of motor vehicle insurance is that it pays you for any costs associated with the loss or damage of your car. Therefore, it is always advisable to be cautious and take out motor insurance before riding a bike or car.
Motor vehicle liability (TPL) insurance, which is mandatory in India, reduces your legal liability for any accidents you cause. TPL means that if you cause damage to another person or their property in an accident, your insurance will cover their medical expenses and protect you from liability.
Hospitalization: Not every car owner is lucky enough to experience an accident with only minor scratches and bruises. You may need to be hospitalized if any accidents put you in a challenging scenario. Instead of paying hefty hospital and medical expenses out of pocket in such a case, your medical expenses will be covered by your car insurance provider.
Compensates your family after your death: The worst outcome of a car accident is when the car owner dies as a result of one of the worst accidents. After the death of the insured-breadwinner, it is difficult for his family to take care of their basic needs. Car insurance coverage thus helps the family cover costs in the event of an unpleasant situation.

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